ASPIRE: START YOUNG
Features
Niva Bupa Health Insurance has Introduced a Health Insurance that rewards you for starting young, targeting the specific needs of millennials and Gen Z. Addressing the unique needs and aspirations of the Gen Z and millennial segment, this product has forward-thinking approach to health insurance.
Disclaimer: Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration No. 145). 'Bupa' and 'HEARTBEAT' logos are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited under license. (1) M-iracle sum insured will be as per the limits defined in the policy schedule. Unutilised M-iracle sum insured will be carried forward up to a maximum of 10X as per the entry age and variant opted. (2) Part of ReAssure+ Benefit. The premium of the age you entered at, will apply until a claim is paid. The product may be repriced as per IRDAI guidelines and policy terms and conditions. (3) Unutilised Base and M-iracle Sum Insured will be carried forward up to a maximum of 10X as per the entry age and variant opted. (4) This is an optional benefit and is available on payment of an extra premium. Accumulates 10% of 1st renewal premium and 5% of every subsequent renewal premiums. (5) This is an add-on and is available on payment of an extra premium. Applicable for policies with 2 & 3 years of tenure only. (6) This is an optional benefit and is available on payment of an extra premium. Co-payment would be applicable as mentioned in your policy schedule. (7) Loadings may apply on the future spouse as per underwriting guidelines. Registered Office Address: C-98, First Floor, Lajpat Nagar, Part 1, New Delhi-110024, Customer Helpline No.: 1860-500-8888. Fax: +91 11 41743397. Website: www.nivabupa.com. CIN: U66000DL2008PLC182918. For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale. Aspire. Product UIN: NBHHLIP24129V012324. Add-on Name: Fast Forward, UIN: NBHHLIA24126V012324. UIN: NB/SS/CA/2024-25/016.
Product Design and Eligibility
Policy Type:
Aspire can be issued to individual customer(s) or to a family with up to 5 children (refer to as family floater). In an Individual policy, maximum up to 6 members (maximum of 4 adults and a maximum of 5 children can be included in a single policy.
Entry Age:
This policy covers persons in the age group 0 days and 65 years. The minimum entry age for adult is 18 years. The maximum entry age limit for adults and dependent child in this product is 65 years.
Relationships:
Allowed can be self, spouse, mother, father, mother-in-law, father-in-law, son, daughter, employer, employee
Lifetime Renewability:
There is no maximum cover ceasing age on renewals.
Discounts Offered
Multi Individual Discount:
10% discount on premium if 2 or more members are covered under an individual policy.
Term discount:
The default policy term for all plans is one year. Two year and three-year policy term options are also available under the product. You get 7.5% discount on the premium for second policy year + 15% discount on the premium for third policy year (If opted for)
Standing Instruction Discount:
2.5% discount on premium if standing instruction for renewal is provided and the policy is renewed using the same.
Doctor Discount:
5% discount on premium if an Insured Person is a certified Medical Practitioner.
Live Healthy:
Up to 30% Discount basis step count at renewals.
Others Health Insurance Related Product
Health Premia
Features & Benefits
Niva Bupa’s Health Premia is an all-inclusive plan, made-to-fit you and your loved ones. It not only understands your changing health needs due to your changing lifestyle, but also gives you the flexibility to change & choose the right cover basis your needs. In addition, you also get to choose from a comprehensive list of benefits and rewards basis your requirements.
Health Companion
Features & Benefits
Niva Bupa’s ‘Health Companion’ is affordable & comprehensive, designed keeping in mind the individual and nuclear family (you, your spouse and upto 4 children) needs. Direct claim settlement, cashless facility, and assured plan renewal for life are some of the key benefits
Health Recharge
Features & Benefits
We cover the cost of medical treatment when you or your insured family members are hospitalised for treatment.
ReAssure 2.0
Features & Benefits
A health insurance plan designed to give you and your family more than you expect from a health insurance plan. ReAssure health insurance plan is tailored to secure you and your family's health and financial well being with features that keep giving you more, like coverage options up to Rs 1 Cr, unlimited reinstatement of base sum insured, safeguard against medical inflation, to giving you a complete cashless experience with coverage for even the consumables, ReAssure just keeps giving you more. This plan comes with the promise to keep you motivated to stay fit with its Live Healthy Benefit, so that you stay healthy and keep getting more!
Health Plus- Super Top Up
Features & Benefits
Federal Bank with Niva Bupa bring you the best-in-class Super top up plan which offers coverage upto Rs 15 Lakh with Rs 2 Lakh of deductible. The plan comes with host of benefits like hospitalisation, day care treatments, organ transplant expenses, domiciliary hospitalisation among other benefits. You don’t have to look any further to secure your, and your family’s healthcare expenses!
Senior First Health Insurance
Features & Benefits
Senior First Health Plan has been packaged with features that give our seniors the assurance of good health at all times. So whether it’s multiple treatments in the same year for the same illness or coverage for consumables, health coverage for our seniors is constant and unconditional.
Aspire: Start Young
Features & Benefits
Niva Bupa Health Insurance has Introduced a Health Insurance that rewards you for starting young, targeting the specific needs of millennials and Gen Z. Addressing the unique needs and aspirations of the Gen Z and millennial segment, this product has forward-thinking approach to health insurance.
Disclaimer
The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227. The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.