Senior First Health Insurance

1. ReAssure Benefit

A promise of love with unlimited base sum insured for long term treatments and multiple illness to ensure our seniors always have enough funds for any treatment.

2. Day 1 Health Check-up

3. No mandatory pre-issuance medical tests

4. No sub-limits on common health conditions

A promise to be there to our seniors by providing health coverage without any sub-limits on common health conditions like cataract, joint replacements, cancer or more

5. Reduce Co-payment

An optional benefit to reduce co payment from 50% to 20%/30%/40%

6. Swap co-payment for deductibles

Choose your annual deductibles option as per your requirements and enjoy a co-payment

free health cover.

7. Enhance Sum Insured up to 100% with No Claim Bonus

Get rewarded for staying healthy with the no claim bonus feature. Add 10% to your base sum insured every claim free year. Max up to 100% of base Sum Insured.

8. Safeguard – Most opted Add-on. For a truly Cashless Experience

i. Coverage for non payable items like PPE kits, gloves, masks and more.

ii. Inflation protection coverage^ – Increase in base sum insured on a cumulative basis each policy year based on Inflation Rate.

iii. No Impact on No Claim Bonus – There will be no impact on your no claim bonus, if claims in a policy year are up to INR 50,000.

9. Available Discounts

• Tenure discount - Get discount of 7.5% on the premium of second policy year if you pay for a 2-year policy term in advance, and additional 15% discount on third year’s premium if you choose a 3-year policy term.

• Standing Instruction discount - Get 2.5% discount on renewal premium if standing instruction for auto debit on renewal is provided and the policy is renewed using the same.

• Tax Savings - Income tax benefit up to INR 21,372 under the Section 80D of the Income Tax Act, 1961%. Claim additional tax-saving benefit under 80D, if you pay premium on your parent’s behalf.

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