Campaign Construct:

• Offer is valid only on Federal Bank Mastercard Debit/Credit cards
• Cardholders must visit the Mastercard portal (https://mastercardcontactless.thriwe.com/), accept the T&C’s and register their Mastercard Card/s of Federal Bank (Federal Bank Debit or Credit card)
• All contactless transactions of INR 200 and above will be deemed as qualifying transactions

Vouchers under the Offer:

Eligible cardholders to choose/avail one voucher at each level. 

• Cardholders to meet transaction levels as follows to be eligible.

The campaign will be live until 31st March 2025.

Offer Terms and Conditions (for full published terms and conditions, visit this page)
(for Privacy Policy, visit this page)

Contactless Campaign 2025 offer on Mastercard cards (“Offer”)

1. Offer Period: The Offer is valid from 1^st January 2025 to – 31^sh March 2025. By participating in the Offer, you agree to accept these terms and conditions.
2. Eligibility: This Offer is available on all Mastercard consumer credit and consumer debit cards issued in India by participating banks (“Eligible Cards”). Mastercard reserves the right to amend the list of participating banks at its discretion.
3. Platform: The cardholders holding Eligible Cards (“Cardholders”) will have to register the Eligible Card https://mastercardcontactless.thriwe.com/(“Platform”) to be able to participate in the Offer.
4. Offer: Under the Offer, certain vouchers as mentioned above (“Vouchers under the Offer”) will be available to Cardholders on making contactless transactions using Eligible Cards as registered on the Portal during the Offer Period (each a “Qualifying Transaction”). The Qualifying Transactions will be considered from the start of the month the Eligible Card is registered on the Portal. Each Qualifying Transaction will be a contactless, purchase, non-ATM transaction made at a POS terminal in India, via tapping card/wearable/mobile device, of value Rs. 200 or more (each transaction), processed by or staged to Mastercard by the card issuing bank.
5. Example: If a customer qualifies level 2, he may choose a voucher worth 250 of either Burger King, Subway or PVR

Levels under the Offer:

• Level 1: Cardholder needs to make a minimum of 6 (six) Qualifying Transactions on an Eligible Card in a calendar month within the Offer Period to be eligible for Level 1 Voucher as mentioned below.
• Level 2: Cardholder who has availed the Level 1 Voucher in a preceding month, needs to make a minimum of 10 (ten) Qualifying Transactions in any subsequent calendar month in the Offer Period (i.e. a calendar month in the Offer Period after the month when the Cardholder [availed OR qualified] for the Level 1 Voucher), to be eligible to avail the Level 2 Voucher as mentioned below.
• Level 3: Cardholder who have availed the Level 1 Voucher and Level 2 Voucher in preceding months, needs to make a minimum of 14 (fourteen) Qualifying Transactions in any subsequent calendar month within the Offer Period (i.e. a calendar month in the Offer Period after the months when the Cardholder [availed OR qualified] for the Level 1 Voucher and Level 2 Voucher), to be eligible to avail the Level 3 Voucher as mentioned below.
• No two levels can be achieved in the same calendar month.

The validity period and expiry/redemption date for each Voucher will be as stipulated by the respective merchant issuing the Voucher.

1. Redemption: Cardholder can redeem a Voucher, for any Level they have qualified for under the Offer, only by logging in to the same Platform where they have registered.
2. The Offer is available during the Offer Period only, unless it is revoked or extended by Mastercard at its sole discretion, without assigning any reason, without prior notice, and without liability of any kind.
3. Mastercard reserve the absolute right, without prior notice, without liability, and without assigning any reason whatsoever, to add/alter/modify/change or vary any or all of these terms and conditions for the Offer, or to replace, wholly or in part, this Offer by another offer, whether similar to this Offer or not.
4. This Offer is governed by the laws of India and any disputes or arbitration arising out of or in connection with this Offer will be subject to the exclusive jurisdiction of the courts of Mumbai, Maharashtra, India.
5. Availing this Offer is voluntary. Any person availing this Offer will be deemed to have accepted these terms and conditions. By availing this Offer, each Cardholder hereby releases from liability Mastercard and its affiliates in relation to any matters connected to this Offer, including but not limited to issue(s) associated with participation or attempted participation in the Offer, making contactless transaction(s), redemption of a Voucher and/or using a Voucher, in any manner whatsoever.
6. Any query regarding the offer will be entertained only till only till 31^st March 2025. Post such date, Federal Bank will not entertain any correspondence or communication regarding this offer from the cardholder.
7. The Offer is not applicable on Jupiter/Epifi Debit Cards.
8. The Offer is not applicable on Federal-One Card/Epifi/Scapia Credit Cards.
9. The offer cannot be combined with any other offers.
10. The Offer is non-negotiable, non-transferrable and non-cashable.
11. The Offer being provided is fully funded by Mastercard. Any queries related to the source of such benefit/discount can be addressed to our customer support team at https://www.federalbank.co.in/contact-center or toll-free number 1800 - 425 - 1199/1800 - 420 - 1199

Standard Terms & Conditions:

Definitions:

The following words and phrases shall have the meanings set out herein below in this document unless repugnant to the context:

• “Cardholder” – A person who is holding a valid Federal Bank Debit Card and/or Federal Bank Credit Card, as may be specified in the Offer T&Cs.
• “Campaign Period/ Offer Period/ Validity" - The period during which the offer is valid.
• “Offer T&Cs” – Terms & Conditions applicable for respective individual offer.
• “Transactions” – any transaction carried out using Federal Bank Debit Card or Federal Bank Credit Card which is not a charge/fee/interest levied.
• “Merchant” – any establishment where the Federal Bank Debit Card or Federal Bank Credit Card mentioned in the offer has been / can be used for making a purchase.
• “Communication"- refers to any SMS/Email/Mobile App Push Notification sent by Federal Bank to the customer’s registered mobile number/email ID mentioning the offer.

Other Terms and Conditions:

• Bank Account linked to the Card is required to be active and non-delinquent.
• Incomplete / rejected / invalid / returned /disputed or unauthorized/fraudulent transactions will not be considered for the offer.
• Federal Bank will not be responsible or liable in case the offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
• The Campaign Period referred to as “Offer Period” or “Validity”, interchangeably, will be the one mentioned in the communication received by customer.
• The Merchant and the Federal Bank reserve the right to add/alter/change/ or vary at any time, without notice, any or all of these terms and conditions or to replace, entirely or in part, this offer by another offer, whether similar to this offer or not, or to withdraw it altogether. Federal Bank also reserves the right to discontinue the offer without assigning any reason and / or without any prior intimation whatsoever.
• The participation in the offer is entirely voluntary and it is understood that the participation by the Cardholders shall be deemed to have been made on a voluntary basis.
• In case of all matters relating to the offer, including any dispute or discrepancy relating to the offer or eligibility of any Cardholder, Federal Bank’s decision shall be final and binding on Cardholders in all respects and any correspondence in this regard will not be entertained.
• Federal Bank does not endorse any of the products or brands being offered under the offer. It only offers discount on the purchase of goods and services from the Merchant using Federal Bank Debit or Credit Card and makes no representation about the quality, delivery, usefulness, worthiness, after sales service or otherwise of the goods/services offered by the Merchant using the card. Federal Bank is not liable for any defect or deficiency of goods or services so obtained/availed of by the Cardholders under this offer.
• Federal Bank will not entertain any correspondence regarding the validity or acceptability of any additional benefits offered by merchant/seller(s) on product/services made available by it and the same shall be at the sole risk and consequences of such merchant/seller(s) and without reference to Federal bank.
• Images used in all the promotions or communications pertaining to the Offer are for representation purpose only and Federal Bank shall not be liable/responsible in any manner whatsoever for the same.
• Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any product/ service of the Merchant or any third party and is not intended to create any rights and obligations.
• Federal Bank may use the services of agents for sales / marketing of the products which are exclusive copy rights of The Federal Bank Limited. All rights reserved.
• Federal Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods purchased / services availed of by the Card Holder/s under the offer.
• Any dispute or claim regarding the goods and services must be resolved by the Cardholder/s with the merchant directly without any reference to Federal Bank.
• The Merchant & the Federal Bank reserve the right to disqualify any cardholder from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card.
• The Offer is not available wherever prohibited and/or on products/services for which such offers cannot be made available for any reason whatsoever.
• All liabilities with respect to the products purchased lies with the Merchant and Federal Bank shall not liable/responsible in any manner whatsoever for the same.
• Logos/trademarks used are owned by respective entities. Federal Bank is authorised to use these logos/trademarks for offer/promotion purposes.
• The Cardholder shall indemnify and hold the Merchant and the Federal Bank harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorneys fee) that may be suffered by the Merchant and the Federal Bank as a consequence of (i) violation of these terms and conditions, of the terms of user agreement, privacy policy (subject to change) published on the Platform, by Cardholder; (ii) violation of applicable laws by Cardholder; and (iii) any action or inaction resulting in wilful misconduct or negligence on the part of the Cardholder.
• Any person availing the offers shall be deemed to have read, understood, and accepted these terms and conditions as well as the respective Offer T&Cs.
• Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Federal Bank for this purpose.
• Any dispute relating to the offer, or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai, Maharashtra.
• Merchant Terms & Conditions, if any, will be additionally applicable to the offers and will be notified separately.
• If the Cardholder/s ceases to be Cardholder/s at any time during the subsistence of the Offer, all the benefits under the Offer shall lapse and shall not be available to the Cardholder/s.
• All communication / notices with regard to this Program should be addressed to "The Federal Bank – AWFIS, VIOS Tower, 4^th Floor, Wadala Truck Terminal Road, New Cuff Parade, Antop Hill, Mumbai – 400037.”
• Alternatively, customer can also contact at Federal Bank’s Phone banking unit / Relationship manager/Customer service manager.
• No substitutions or exchange of Offer, other than what is detailed in the communication sent to the Card Holder/s shall be allowed.
• All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the Offer shall be borne solely by the Cardholder/s and Federal Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues.
• Any disputes with regard to the quality of goods/services availed shall be taken up with the merchant/service establishment directly. Federal Bank shall have no liability whatsoever with regard to the same.
• Products offered under this Offer are subject to availability from the respective participating merchants/sellers on the Platform and accordingly, the Federal Bank in no circumstances shall be liable for non-availability of any of the products.
• Under no circumstance will the Offer/discount being offered under this Offer be settled with cash in lieu by Federal Bank or by the Merchant.
• These Standard Terms and Conditions shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Debit Card or Credit Card, as the case may be, issued by Federal Bank. In the event of any contradiction or disparity between the Offer T&Cs and the Standard Terms and Conditions, Offer T&Cs shall prevail.
• This Offer shall be subject to all applicable laws, rules and regulations which are in existence, and which may be promulgated anytime by any statutory authority.
• This document is an electronic record in terms of Information Technology Act, 2000, and the Rules thereunder as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.