Documents Required for Property Loan

Indicative list of documents required for availing Property Loan are shared below.

KYC Documents

• Two passport size photos each of the applicant/ and the co obligant
• Identity Proof – Passport / Voters ID / Driving License/ PAN Card / Aadhaar Card
• Address Proof – Passport / Voters ID / Driving License / Aadhaar Card
• Age Proof – Passport / Birth Certificate / Driving License / SSLC or AISSE Certificate

Additional documents for Non Resident Customers

• Certified copy of Passport, Visa, Work Permit, ID card

Income Documents

Resident Salaried

• Latest Salary Certificate /  Salary Slip (3 months)
• Copies of IT returns (2 years) or Form No.16 (2 years) 
• Latest 6 month's Bank Account statement evidencing the salary credits

Resident Self Employed

• Proof of Business existence & Business Profile
• Last 12 months bank a/c statements
• IT returns for 2 years supported by Balance Sheet, P&L Account for the past two years. Where ever available, Tax paid challans may also be collected OR Last 2 years IT returns supported by Tax calculation sheet & Tax paid challans

Non Resident Salaried (either of option1 or option 2)

• Option 1
• NRE account statement with any bank for last one year
• Embassy / CRO certified Salary Certificate/ latest 3 months salary Slip OR Latest Salary Certificate / Slip (3 months) supported by 6 months Salary Crediting Statement
• Option 2
• Two years NRE a/c statement of the customer and/or resident accounts of spouse/parents (with us/ other Bank) in which remittance is made.

Non Resident Self Employed (either of option1 or option 2)

• Option 1
• Proof of Business existence & Business Profile
• Last 12 months bank a/c statements
• Balance Sheet, P&L Account for the past two years. Where ever available, Tax paid challans may also be collected
• Option 2
• Two years NRE a/c statement of the customer and/or resident accounts of spouse/parents (with us/ other Bank) in which remittance is made.

Property Documents

• Documents of title *
• EC for 13 years *
• Possession certificate
• Location sketch *
• Land tax receipt
• Building tax receipt ( if applicable )
• Approved Plan