Premium Personal Guard (UIN: IRDA/NL-HLT/BAGI/P-P/V.I/278/13-14)

Premium Personal Guard Policy supports you in the hour of crisis and helps you to sustain the unforeseen risks. This policy provides security for the future and ensures complete peace of mind for you and your family. Premium Personal Guard covers the insured against bodily injury or death caused due to accident.

Features

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Offers high sum assured ranging from 10 Lakhs to 25 Lakhs
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Entry age for Proposer and Spouse is 18years to 65 years
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Dependent Children can be covered from 5years to 21years
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Under normal circumstances, lifetime renewal benefit is available under the policy
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Self, Spouse and dependent children can be covered under this policy
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Offered to Administrative / managing functions, accountants, doctors, lawyers, architects, teachers and similar occupations
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Policy covers Death, Permanent Total Disability (PTD), Permanent Partial Disability (PPD), Temporary Total Disability (TTD), Transportation of mortal remains, Children's Education bonus
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Hospital confinement Allowance & Accidental Hospitalization Expenses as add on
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For every claim free year you are eligible for Cumulative Bonus (CB) of 10% of sum insured
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Maximum cumulative bonus would be 50% of sum insured up to 5 claim free years
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In the event of a claim, Cumulative Bonus will be reduced by 10% of the sum insured on the next renewal
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In case of PTD due to accidental bodily Injury, 200% of Sum Insured is payable for the proposer

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Disclaimer
 
“ On clicking the “BUY NOW” option, you will be re-directed to a third party web site. This is purely a referral service and is provided on a non-participation basis. Federal Bank is only facilitating access to the services of Insurer and the same is in no context a service offered by the Bank. By clicking the above link, you are accepting these terms and will be re-directed to the website of Insurer as per your request. Necessary fees may have to be paid by you to Insurer for availing the services. Please note that by clicking the “BUY NOW” option, you will be leaving Federal Bank's website and our policies, terms and conditions, disclaimers etc., will cease to apply once you leave our website. Federal Bank and its affiliates, subsidiaries, employees, officers, directors and agents shall not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges, direct or indirect incurred by you, arising out of or in connection with your access to the website of Insurer or for any deficiency in the services of Insurer or for the failure or disruption of the Insurer website. The use by you of any service, products or information hosted on the website of Insurer shall be at your sole risk and discretion. The information available on the said website is subject to change, updation, revision, verification and amendment without notice and such information may change materially. Grievances & concerns in this regard shall be reported to Insurer and settled accordingly, without recourse to the Bank.”
 
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Disclaimer

The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227.  The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.