Health Guard Individual (UIN: BAJHLIP23212V062223)
Policy Features
Individual Health Guard Insurance is what you need should you find yourself hospitalised or in a medical emergency.
Sum insured options ranging from Rs 1.5 lakh to Rs 50 lakh, with two plan variants to choose from
This policy covers you, your spouse and your children. Under the Gold Plan, the policy covers in-patient hospitalisation expenses (upto Rs 20,000)
The expenses incurred in a recognised Ayurvedic/homoeopathic hospital where the admission period is not less than 24 hours
Medical expenses incurred during the treatment of listed daycare procedures or surgeries are covered under this policy.
In case of continuous hospitalisation of more than 10 days, you will be eligible for a benefit payout of Rs 5,000 per year, provided that the hospitalisation claim is admissible
Under the Gold Plan, bariatric surgery is covered under medical advice, subject to certain terms and conditions.
In case your sum insured along with the cumulative bonus (if any) has been completely exhausted during the policy year, we will reinstate it
The policy covers medical expenses 60 days immediately before and 90 days immediately after hospitalisation.
You can avail emergency ambulance services up to Rs 20,000 at the time of admission or discharge
Expenses towards organ donor’s treatment for harvesting of the donated organ are covered under this policy
A daily cash benefit of Rs 500 per day, for up to 10 days during each policy year
The amount will be payable as accommodation expenses for one parent/legal guardian to stay with a minor insured under the policy, for an admissible claim
Maternity expenses and medical expenses towards treatment of a newborn baby are covered under the policy subject to certain terms and conditions. This feature is available under the Gold Plan
Disclaimer
The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227. The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.