House Warming Loan
Features & Benefits
Federal Bank has yet another attractive loan scheme for you- House Warming Loan - a special personal loan scheme to our Home loan customers (both existing & new) Viz. ‘House Warming Loan' for meeting house warming and other related expenses.
How to apply ?
- Existing & New housing loan customers upon acquiring / completion of the house / flat.
- To avail the loan, Please visit any of our branches.
Terms and Conditions
- Purpose of the loan is to meet house warming and other related expenses.
- Loan amount up to 5% of the existing housing loan limit (Maximum - Rs.2 Lacs ) can be availed
- Maximum tenure of the loan is 5 years.
- Loan period shall not exceed remaining period of the existing Housing Loan
- Repayment shall be made as EMI.
- Interest rate will be Existing Housing Loan Rate + 2%.
Security & Co-obligants
- For Resident customers - Nil.
- For NRI customers - Additional charge on the existing housing loan security is required.
- All parties to the existing housing loan limit shall join the loan documents.
- If the borrower gets married subsequent to availing HL, spouse shall join as a party to the Loan documents, in addition to all parties to existing housing loan.
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House Warming Loan
Features & Benefits
House Warming Loan Bought a house recently but need financing for house warming occasion? Federal Bank has yet another attractive loan scheme for you- House Warming Loan - a special personal loan scheme to our Home loan customers (both existing & new) Viz. ‘House Warming Loan' for meeting house warming and other related expenses.