HDFC ERGO Personal Accident Insurance (UIN: HDFHLIP21131V012021)
Features and benefits
Accidents are uncertain and can affect your family's savings and financial planning. HDFC ERGO Personal Accident Insurance reassures your family of the added protection and financial security that they require at such a crucial time.
Eligibility
-
Age – Adult 18 to 80 year, child: 91 Days to 21Year
-
Sum Insured- 25 lac, 50 lac & 75 lac
-
Policy Member – Self, Spouse & 2Kids
Contact us
In case of an Insured event giving rise to a claim under the Policy, the insured should immediately intimate the company on the below mentioned contact details.
- Customer Service No: 18002666400
- Email: healthclaims@hdfcergo.com
Terms and conditions
Disclaimer: The above information is only indicative in nature. For details of the coverage and exclusions please refer to the policy wordings. Liability of the Company does not commence until the Company has accepted the proposal and the full premium has been paid.
Anti-Rebating Warning : As per Section 41 of the Insurance Act 1938, as amended, the practice of rebating is prohibited, as follows: No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance policy in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer. Violations of Section 41 of the Insurance Act 1938, as amended, shall be punishable with a fine which may extend to 10 Lakhs.
Exclusions
-
You have a period of 15 days from the date of receipt of the Policy document to review the terms and conditions of this Policy.
-
If You have any objections to any of the terms and conditions, You have the option of cancelling the Policy stating the reasons for cancellation and You will be refunded the premium paid by You after adjusting the amounts spent on any medical check-up, stamp duty charges and proportionate risk premium.
-
You can cancel Your Policy only if You have not made any claims under the Policy.
-
All Your rights under this Policy will immediately stand extinguished on the free look cancellation of the Policy.
-
Free look provision is not applicable and available at the time of renewal of the Policy.
Buy Online
HDFC Ergo Personal Accident Insurance Disclaimer
HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. The above mentioned product is underwritten by HDFC ERGO General Insurance Company Limited. The Federal Bank Limited (Federal Bank Ltd, Federal Towers, Aluva, Kerala, India – 683101.) is an authorized corporate agent of HDFC ERGO General Insurance Company Limited. IRDAI License No.CA0227.UIN: Personal Accident Insurance - IRDA/NL-HLT/HDFC-ERGOGI/P-H/V.I/257/13-14. UID: 4316.
You might be interested
Recommendations for a safe and easy banking experience
MSME Portal
MSME portal caters information related to MSME policy of the bank and MSME loans
Learn More
Easy Payments
Our comprehensive Bill Payment Portal which integrates the Billers, Payment Options and the end users at a single place.
Learn MoreDisclaimer
The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227. The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.