GST Lite

Features & Benefits

GST Lite is a loan product designed to provide working capital to businesses based on their Goods and Services Tax Returns (GSTR). With an assessment rooted in your GSTR, this loan offers a quick and efficient solution to your working capital needs. This loan product is ideal for businesses that file GSTR returns and are in need of quick funding to manage their working capital. With GST Lite, we've made it simple and efficient to access the working capital to meet your business needs. Apply now and take advantage of our GSTR-based assessment to secure the financing that will help your business grow.

 

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Working capital loans with an assessment based on your Goods and Services Tax Returns (GSTR).  
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Minimal paperwork 
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Choose between a Cash Credit (CC) or Term Loan (TL) to meet your working capital needs. 
 

Eligibility

  • GST Lite Business loan is designed for businesses that file GSTR returns.
  • Finance for contractors is not permitted under this scheme.
  • Loan amounts range from above Rs.10 lakhs to Rs.5 crores.

To avail the loan, you may visit any of our branches or request a call back

Repayment

Overdraft (OD) or Cash Credit (CC):

Repay in a lumpsum.

Term Loan (TL):

Choose between Equated Monthly Instalments (EMI) or Equal Monthly Instalments with interest repayment as and when applied.

Interest Rates & Charges

Please visit the rates and charges page for details