Mastercard Celesta NRI Contactless Debit Card
Features
Mastercard Celesta NRI Contactless Debit Card
Federal Bank's Celesta NRI Contactless Debit Card provides convenience of contactless payment. A Contactless card is a faster way to pay with your debit card for purchases under Rs.5000/- at participating stores. Instead of dipping (or swiping) your card on the merchant terminal, simply wave or tap your card on the contactless enabled terminal and pay without entering a PIN (for amount under Rs.5000/-).
| Daily Shopping Limit | Daily Cash withdrawal Limit | Total Limit |
| Rs.6,00,000/- | Rs.1,00,000/- | Rs.7,00,000/- |
Features
- Easier than carrying cash, especially for smaller ticket transactions below Rs 5000- No need to enter your debit card PIN for transactions up to Rs. 5000/-
- Tap to pay - Faster transaction pace than cheques at POS- Simply wave your card on POS machine to get the payment done.
- Helps to eliminate concern over interest charges in the case of credit cards.
- Helps to keep spending within means, without accumulating unnecessary debt
- 24 x 7 customer assistance service
- 5% cashback at Cochin International Airport
- 0% mark up in Dubai, Abu Dhabi, Qatar, Bahrain*
- 4 complementary international lounge access per year, 8 domestic lounge access (two per quarter)
- 15% instant discount at select restaurants in India
- Online shopping offering ongoing discounts via Shop perks platform, for delivery to loved ones in India.
- Complementary Golf access across select golf clubs – 4 per year
- Earn Rewards points on all your debit card spends at POS and E-Commerce through our Federal Rewards loyalty program (1 reward point for on every purchase of Rs.100.- Effective from 1st April, 2020)
- Attractive offers on shopping, travel and dining
Deals & Offers Federal Rewards
Offers for you
- Exclusive travel and lifestyle offers - Offers across leading brands like The Leela Hotels, Emirates, Matrix, Joyalukkas, Kalyan Jewellers, Akbar travels, Apollo pharmacy and many more. Exclusive travel and luxury hotel offers through Hotels.com, Expedia.com etc and car rentals,cruise, private jets.
- Facilities from Advance medical, Texas medical, Max healthcare, Ananda Spa, Atmantan
- All Mastercard cardholders will now be able to earn cash back 365 days of the year, over and above the ongoing merchant offers through the Mastercard Shop Perks platform which has over 100+ leading e-commerce partners like Amazon, Flipkart, MakemyTrip, Cleartrip, ShoppersStop, Myntra, Pepperfry, Nykaa and many more that would give cashback of up to 10000 per year.
- Welcome aboard offers - This is one time offer available for new mastercard holders. The Mastercard Welcome Aboard program primarily aims at providing exciting offers across various known merchants. The detailed list of offers and merchants is attached.
Eligibility
NRI account holders of following Savings account schemes are eligible for Celesta NRI Contactless Debit Cards:
How to Apply
- You can download the application form for Contactless Debit card by visiting the Forms & Stationery page. Duly filled application form shall be submitted to your branch
- If you wish to replace your existing Debit card with the new contactless cards and are eligible for the same, contact your Branch.
Federal Bank Contactless variant provides convenience of contactless payment along with the existing features offered on Federal Bank Debit card. A Contactless card is a faster way to pay with your debit card for purchases under Rs.5000/- at participating stores. Instead of dipping (or swiping) your card on the merchant terminal, simply wave or tap your card on the contactless enabled terminal and pay without entering a PIN (for amount under Rs.5000/-).
Look for the Contactless symbol on your Federal Bank card and also on the machine at the shop. This symbol, if present, means that your card is a Contactless card and the machine is enabled for contactless transactions
No, the contactless mode is available only on the new card variant. However, the customer can still opt for a card replacement and get a contactless version at standard replacement charges which are currently applicable.
It contains a chip and an antenna (based on radio frequency). When you tap the card against a contactless enabled terminal, the details get transferred wirelessly from the card to the terminal and the payments get processed in a secure manner.
Account should be KYC complied and active for conducting transactions. Ensure mobile number is updated in your account. Debit Card features (such as Domestic, International, ECOM & Contactless) need to be enabled for using the card in any of the International / Domestic lounges. Customer can enable the features using FedMobile ( Login --> Card Management -->Enable/Disable Card --> Activate the features by sliding the button) OR call 0484 2866700 and follow the IVR instructions OR contact branch. On enabling the features, a confirmation SMS to that effect will be received. Before using the Debit Card in a lounge, customer must have successfully completed at least one debit transaction (In ATM / POS- purchase using card swiping machine) using PIN number. NFC (Contactless) should be enabled, if the customer is using the contactless authentication at lounge. ( For enabling this feature, please refer to point 3 above) SB account linked to the Debit Card should have sufficient balance for authentication. Complimentary lounge facility will be extended only during the departure phase. Facility will not be extended during arrival / layover.
Contactless cards benefits you through its enhanced convenience to pay and higher level of security. The convenience is by way of speed of payment through not having to enter your PIN for transactions below Rs.5000/-. It is also more secure as you are in control of the card at all times as the card does not leave your hand when you make the payment at the shop.