Tips for Secure Transactions at ATM

Tips for Secure Transactions at ATM


Do's

  • Verify that the ATM returns to its welcome screen after you've finished your transaction.
  • Make sure your current phone number is registered with your bank to receive transaction alerts.
  • Be cautious of suspicious individuals or distractions around the ATM that may be trying to steal your attention.
  • Memorize your PIN and securely dispose of any physical records of it.
  • Change your PIN as soon as you receive your card to ensure security.
  • Update your PIN regularly, ideally every quarter, to maintain security.
  • Store your card in a secure location where you can quickly notice if it's missing.
  • Cancel and leave the ATM immediately if you encounter any issues or suspicious activity during a transaction.
  • Prevent "shoulder surfing" by covering the keypad with your body while entering your PIN.
  • Ensure you have your card and receipt before leaving the ATM after a transaction.
  • Verify that the ATM displays the welcome screen before leaving after a transaction.
  • Periodically review your passbook entries to ensure their accuracy and report any discrepancies to the bank.
  • Ensure your card is swiped in your presence during POS transactions.
  • Be cautious of suspicious devices attached to ATMs and report them to security or the bank if found.
  • Report any lost, stolen, or unauthorized transactions on your ATM/Debit card to the bank immediately.
  • Regularly review your transaction alerts and bank statements to detect any discrepancies.

Don'ts

  • Do not disclose your PIN to anyone, regardless of the circumstances.
  • Do not lend your card to anyone, including close relatives, friends, or individuals claiming to represent the bank.
  • Do not carry your PIN with you in your wallet, purse, or any other location.
  • Do not let anyone see you enter your PIN at an ATM or other terminal.
  • Do not choose a PIN that can be easily guessed, such as your birthday or phone number.
  • Do not respond to emails claiming to be from the bank that ask for your ATM PIN.
  • Do not accept assistance from anyone, including security guards, when using an ATM.
  • Do not leave your card in the ATM after completing a transaction.
  • Do not write your PIN on the card; instead, memorize it for security.
  • Do not seek help from strangers or hand over your card to anyone for use.