Agricultural Marketing Infrastructure (AMI) Scheme

Features & Benefits

star-with-tick-icon
To develop agricultural marketing infrastructure for effectively managing marketable surplus of agriculture including horticulture and of allied sectors including dairy, poultry, fishery, livestock and minor forest produce.
star-with-tick-icon
To promote innovative and latest technologies in agricultural marketing infrastructure.
star-with-tick-icon
To promote competitive alternative agricultural marketing infrastructure by encouraging private and co-operative sector investments.
star-with-tick-icon
To promote creation of scientific storage capacity for storing farm produce, processed farm produce and agricultural inputs etc. to reduce post-harvest and handling losses.
star-with-tick-icon
To promote direct marketing so as to increase market efficiency through reduction in intermediaries and handling channels thus enhancing farmers’ income.
star-with-tick-icon
To provide infrastructure facilities for grading, standardization and quality certification of agricultural produce.

star-with-tick-icon
To promote Integrated Value Chains (confined up to primary processing stage only) to provide vertical integration of farmers with primary processors. Primary processing means adding value to the produce without change in its form and may include washing, sorting, cleaning, grading, waxing, ripening, packaging, labelling etc.

Terms & Conditions

Nature of facility 

Term loan and CC

 

Quantum of Finance & Margin 

 

  • Term Loans - Cases with subsidy - Minimum Term Loan is 50% (including subsidy portion) of the project cost. Maximum loan including subsidy portion is 80% of the project cost.
  • Cases without subsidy – Maximum Term Loan is 75% of the project cost.
  • CC-Actual cost less 25% margin towards running expense.

 

Period 

5 to 12 years including a grace period of 15 months

 

Primary Security 

Mortgage of landed property where the proposed infrastructure considered for finance is constructed

 

Collateral security 

EM of land where the loan amount exceeds Rs. 1.60 Lakhs

Interest Rates & Charges

Please visit the rates and charges page for details

Get a Call Back
Federal RuPay Kisan Card Plantation Development Loans Prathyasha Loan Animal Husbandry Loan Broiler Poultry Farming Loan Loan Against Warehouse Receipts

Explore Other Agri Loans

AGRI FARM CREDIT LOANS

Features & Benefits

Loans to individual farmers [including Self Help Groups (SHGs) or Joint Liability Groups (JLGs) i.e. groups of individual farmers, provided banks maintain disaggregated data of such loans and Proprietorship firms of farmers, directly engaged in Agriculture and Allied Activities, viz. dairy, fishery, animal husbandry, poultry, bee-keeping and sericulture. Loans sanctioned to Corporate farmers, Farmer Producer Organisations (FPOs)/(FPC) Companies of Individual Farmers, Partnership firms and Co-operatives of farmers engaged in Agriculture and Allied Activities are also eligible under farm credit subject to specific conditions.

Explore more

AGRI INFRASTRUCTURE LOANS

Features & Benefits

Loans provided for construction of storage facilities, soil conservation and watershed development, Plant tissue culture and Agri-biotechnology, seed production, production of bio-pesticides, bio-fertilizer, and vermi composting are eligible to be classified under Agri infrastructure. Loans for construction of oil extraction/ processing units for production of bio-fuels, their storage and distribution infrastructure along with loans to entrepreneurs for setting up Compressed Bio Gas (CBG) plants are also eligible as per revised RBI guidelines.

Explore more

AGRI ANCILLARY SERVICES

Features & Benefits

Loans to co-operative societies of farmers for purchase of the produce of members , Loans for setting up of Agri-clinics and Agri-business centres, Loans to Start-ups that are engaged in agriculture and allied services, Loans to Custom Service Units who undertake farm work for farmers on contract basis are eligible under this category. Loans provided for Food and Agro-processing up to an aggregate sanctioned limit of ₹100 crore per borrower from the banking system is also eligible under Ancillary services. Loans sanctioned by banks to MFIs and NBFCs complying specific conditions stipulated by RBI for on-lending to agriculture sector will also qualify under this head. In addition to these Bank loans to Primary Agricultural Credit Societies (PACS), Farmers’ Service Societies (FSS) and Large-sized Adivasi Multi-Purpose Societies (LAMPS) for on-lending to agriculture will qualify under ancillary category for priority classification.

Explore more