Features
Lowest dynamic Annual Percentage Rate (APR) starting from Annual Percentage Rate (APR) starting from 0.69% p.m. (8.28% p.a.)* depending on your Banking relationship with us.
Enjoy our bespoke 3-2-1 rewards structure curated for you & your family - Get 3x rewards on spends for Health Care, Grocery categories, 2x rewards on spends for Utility categories (like Bill payments for Electricity, Gas, mobile etc) and 1x rewards for other categories.
We welcome you with early benefits too! Get Amazon Pay e-Voucher worth ₹400 on minimum spend of Rs. 5,000 in first 30 days.
Complimentary Lounge Access at Airports- 2 Domestic Lounges per quarter
INOX offers you BOGO (Buy One Get One) movie ticket offer (up to Rs.100 off), once a quarter.
Complimentary Big Basket vouchers on quarterly spends of ₹50,000..
1% fuel surcharge waiver at all fuel stations across India.
Ongoing attractive cashback offers, across various brands through our Federal Bank Mastercard Shop Perks program
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Lifetime Free Credit Cards No membership fee & no joining fee Limited period Offer *w.e.f 3rd April 2023 |
Terms & Conditions
| General Terms & Conditions - English | Click here to view |
| General Terms & Conditions - Hindi | Click here to view |
| General Terms & Conditions - Malayalam | Click here to view |
| Most Important Terms & Conditions - English | Click here to view |
| Most Important Terms & Conditions- Hindi | Click here to view |
| Most Important Terms & Conditions - Malayalam | Click here to view |
| Add-On Card Terms and Conditions | Click here to view |
| Amazon Gift Card Terms & Conditions | Click here to view |
| BigBasket offer Terms & Conditions | Click here to view |
| Inox Offer Terms & Conditions | Click here to view |
| Airport Lounge Offer Terms & Conditions | Click here to view |
| Key Fact Statement | Click here to view |
Fees & Charges
| Annual Percentage Rate (Dynamic) linked with AMB in operative account | 0.68% - 3.75% |
- Please refer Most Important Terms & Conditions (MITC) for detailed schedule of charges
Do Not Call (DNC) Service
If you do not wish to receive unsolicited calls / SMS for marketing of our credit card products, please deregister your contact number- Please click here.