LOAN @ EASE-OD AGAINST DEPOSIT

Features & Benefits

Why let your money sit idle when it can work for you with our Loan @Ease product? With a loan against Deposit, instant liquidity is at your fingertips without breaking your deposits. You can borrow up to 90% of your deposit amount while your deposit continues to earn interest. Also, you have the flexibility to repay the loan at your convenience.

 

Eligibility

The facility is available to a range of business entities including Individuals, self employed professionals, firms, companies who are engaged in manufacturing/trading/service sectors. 


Loan Amount

  1. All term deposits except FCNR- 90% of the present value of the deposit
  2. FCNR Deposits- 75% of the rupee equivalent of the deposit at TT buying rate prevailing on the date of advance.

Repayment

  • Principal - Lump sum.
  • Monthly interest shall be serviced as and when debited.

To avail the loan, you may visit any of our branches or request a call back. 

Interest Rates & Charges

Please visit the rates and charges page for details

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