The Year that was

Growth Rate

13 %

Total Deposits

9 %

Gross Advances

11 %

Total Business

26 %

CASA

14 %

Retail Deposits

70 %

Gold Loans

19 %

Net Interest Income

18 %

Operating Profit

Ratios

90 %

Retail Deposit Ratio

98 %

Core Deposit Ratio

54 %

Retail Credit Book Share

3.41 %

GNPA

1.19 %

NNPA

14.62 %

Capital Adequacy (CRAR)

0.85 %

RoA

10.38 %

RoE

3.16 %

NIM

49.36 %

CI Ratio

33.81 %

CASA Ratio

65.14 %

PCR

Our Rewarding Journey of FY 2020-21

  • MD & CEO , Shyam Srinivasan conferred with Business Standard Banker of the year award
  • Adjudged ‘Best Bank and Fastest Growing Mid-Sized Bank’ in 25th Business Today-KPMG Annual Survey
  • Great Place to Work certification by GTPW
  • Won IBA’s 16th Annual Technology Awards:
    • Most Innovative Project and Runner Up for Best IT Risk & Cyber Security Initiatives
    • Best Technology Bank of the Year
  • Declared winner in ‘Private Sector Bank of the Year’ Gold category at 20th edition of Outlook Money Awards
  • Won the prestigious Finnoviti Award instituted by Banking Frontiers for its AIbased Digital Leading Platform
  • Awarded SKOCH Award (Silver) in the BFSI Sector for the mobile banking application FedMobile
  • Recognised as a runner up at the Infosys Finacle Client Innovation Awards programme in ‘Product Innovation’ category
  • Adjudged by the State Forum of Bankers Clubs, Kerala as the ‘Best Bank among Old Private Sector Banks of the country’
  • Recognised as runner up at the Infosys Finacle Client Innovation Awards programme, in the category “Customer Journey Reimagination”
  • Partnered with fintech epiFi to offer neo banking services to salaried millennials
  • Entered the league of top 5 private banks in Debit Card spends, which crossed a monthly volume of ₹1,000 Crore, in Q3
Accessing Feddy via WhatsApp is as easy as connecting with a friend. Just SMS – FEDDY - to 8108030845 from your registered mobile number. The access link will direct you to a chat window - ‘Federal Bank Ltd’. Type your query to Feddy. Resident account holders can also give a missed call on 8095500077 to receive a link to access Feddy via WhatsApp.